Disclaimer: Nothing contained in this blog or anywhere else on this website is intended as legal advice to be relied on. Every individual's or company's legal needs is unique. The law may apply differently, depending on your situation and what you are trying to accomplish. Always consult with a competent Arizona lawyer.

December 30th, 2012

Government Making it Easier to Collect Student Loans

The government may be implementing a new program mandating employers to automatically deduct student loan payments from a borrower’s paycheck. Is this a good thing? Actually, it may save a debtor money in the long run.

December 8th, 2012

Relief for Student Loans That Are Not Dischargeable In Bankruptcy

Most Arizona bankruptcy lawyers have to give the unfortunate news that student loans are dischargeable. But the new “Pay-as-You-Earn” program may provide some relief.

December 2nd, 2012

Does the Fiscal Cliff Mean More Bankruptcy Filings?

As an Arizona bankruptcy lawyer, I frequently get asked whether going over the dreaded “fiscal cliff” will result in another huge wave of bankruptcy filings. If Congress fails to act before the end of the year, unemployment will increase, causing a potential for more bankruptcies.

October 29th, 2012

“In re Cramner”: Paying Social Security to a Chapter 13 Trustee

In re Cramner is a new case suggesting that Social Security income does not have to be paid as part of a Chapter 13 plan. An Arizona bankruptcy lawyer can determine whether a debtor who receives Social Security will have to pay some of it to a Chapter 13 trustee.

October 21st, 2012

Using Chapter 13 To Pay Off Your Car Loan with a Reasonable Interest Rate

Chapter 13 bankruptcy allows a car loan to be paid in its entirety when you are behind on car payments. An Arizona bankruptcy lawyer may be able to confirm a Chapter 13 plan where your car loan is paid off for an amount less than what you were paying before filing bankruptcy.

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