Protected: The Means Test: Do I make too much money to qualify for Chapter 7?
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Why is Beneficiary Deed Necessary for Proper Estate Planning?
Every person who owns real estate should have an Arizona estate planning lawyer prepare a beneficiary deed that automatically conveys real estate to an owner’s beneficiaries upon the owner’s death. This is important because a will does not have to be probated with respect to valuable real estate that is automatically conveyed to a person’s heirs via a beneficiary deed.
Protected: What happens to my wages in bankruptcy?
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Modifying mortgages and lien stripping in bankruptcy
Some people mistakenly believe that filing bankruptcy will force a mortgage lender to agree to a home modification. Not true. However, an experienced Arizona bankruptcy lawyer and real estate lawyer will advise you that you may be able to get rid of junior liens if the value of your home is worth less than what you owe on your first mortgage.
What is a Medical Power of Attorney?
All Arizona estate planning lawyers will recommend that each of their clients have a medical power of attorney. This is a document that appoints a trustworthy person to make medical care decisions on your behalf. Without a properly drafted medical power of attorney, your life may “hang in the balance” when you are unable to communicate your medical wishes to health care providers.