Scott Hyder

How Many Times Can I File Bankruptcy?

Amendments to the Bankruptcy Code in 2005 limit the number of bankruptcies a person can file. You must consult with an Arizona bankruptcy lawyer to determine whether you are eligible to file again.

Will Bankruptcy Hurt My Credit and Prevent Me From Buying Another House?

There is this myth that if you file for bankruptcy, you won’t qualify for a home loan in the near future. As an Arizona bankruptcy lawyer and Arizona real estate lawyer, I always advise clients that they will be able to qualify for financing so long as they save money for a downpayment and continue to improve their credit.

How Long Does Bankruptcy Show Up On My Credit Report?

An Arizona bankruptcy lawyer must remind clients that although bankruptcy may adversely impact a person’s credit immediately after filing, credit will start rebuilding shortly thereafter. The bankruptcy filing doesn’t stay on a person’s credit report for as long as most people think.

Unlawful Transfers Prior to Bankruptcy: Bad Idea for Everyone

After you consulted with an Arizona bankruptcy lawyer, you realized that you will have to surrender some of your non-exempt property to the trustee. So you give it away or sell it on the cheap prior to filing. This is called an unlawful transfer, and you have just caused your own unnecessary complications and serious liability for the transferee.