Bankruptcy and Credit Scores
Bankruptcy stays on your credit report for a period, but it doesn’t mean the end of your financial health. With careful planning and responsible financial behavior, you can rebuild your credit over time.
How to Discharge Student Loans in Bankruptcy
Bankruptcy discharges most unsecured debt. Student loans are not dischargeable, unless you file a lawsuit in the bankruptcy and prove that the debt is causing an undue burden. This may have gotten a little easier based on new guidance.
Protected: Bankruptcy and Divorce Part II: You May Still Be Liable to Your Ex For Debt Payments
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Protected: Zombie Foreclosures: When Banks Refuse to Foreclose
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“In re Cramner”: Paying Social Security to a Chapter 13 Trustee
In re Cramner is a new case suggesting that Social Security income does not have to be paid as part of a Chapter 13 plan. An Arizona bankruptcy lawyer can determine whether a debtor who receives Social Security will have to pay some of it to a Chapter 13 trustee.