Student Loans Are Not Usually Dischargeable In Bankruptcy
A competent Arizona bankruptcy lawyer may try to discharge student loans if they constitute an undue hardship to the debtor. But this is an extremely difficult standard to prove.
Using Chapter 13 to Come Current With Mortgage Payments
Unlike a Chapter 7, a Chapter 13 provides the mechanism for a debtor to come current with overdue mortgage payments. But beware! If you lack regular monthly income and you refuse to curb your expenses, a competent Arizona bankruptcy lawyer will advise that Chapter 13 may end up being a waste of time and money.
Arizona Residential Landlord and Tenant Act: Protect Your Own Southfork
As an Arizona real estate lawyer, I advise both residential landlords and tenants to make sure they are complying with the Arizona Residential Landlord and Tenant Act. Landlords and tenants have rights, but one mistake could expose them to severe liability. A landlord may also need to consult with a good Arizona bankruptcy lawyer to prevent a tenant’s bankruptcy from delaying the eviction process.
What happens if I don’t pay my HOA assessments?
An Arizona real estate lawyer, an Arizona foreclosure lawyer and an Arizona bankruptcy lawyer will warn clients that failure to pay HOA assessments will cause the HOA to sue the homeowner and collect such amount. Even Chapter 7 or Chapter 13 bankruptcy will not discharge all HOA assessments.
Does the Arizona Anti-Deficiency Statute Apply to Construction Loans?
Any competent Arizona real estate lawyer, Arizona foreclosure lawyer or Arizona bankruptcy lawyer will agree that the Arizona anti-deficiency statute is one of the most important Arizona laws protecting borrowers with loans secured by a residence. This statute will prevent many mortgage lenders from suing debtors for any deficiency amount after a foreclosure occurs. In a surprise ruling, a recent Arizona Court of Appeals case has extended the Arizona anti-deficiency statute to construction loans.