anti-deficiency statute

Does the Arizona Anti-Deficiency Statute Apply to Construction Loans?

April 30, 2015January 12, 2012 by Scott Hyder

Any competent Arizona real estate lawyer, Arizona foreclosure lawyer or Arizona bankruptcy lawyer will agree that the Arizona anti-deficiency statute is one of the most important Arizona laws protecting borrowers with loans secured by a residence. This statute will prevent many mortgage lenders from suing debtors for any deficiency amount after a foreclosure occurs. In a surprise ruling, a recent Arizona Court of Appeals case has extended the Arizona anti-deficiency statute to construction loans.

How long can I stay in my house until a foreclosure occurs?

April 6, 2013November 22, 2011 by Scott Hyder

When you stop making mortgage payments, an experienced Arizona foreclosure lawyer or Arizona real estate lawyer will advise that you will still be able to live in your house for at least 90 days after a foreclosure notice is filed and delivered to you. And depending on how aggressive the lender is, a foreclosure notice may not be filed for quite some time after you stop making payments.

The Pros and Cons of Short Sales

January 3, 2012February 23, 2011 by Scott Hyder

There are many myths about the benefits of short sales. The downside of short sales may be much more than the upside because the legal ramifications and adverse consequences could be more severe than opting for a foreclosure. Always consult with an experienced Arizona real estate lawyer, an Arizona foreclosure lawyer or an Arizona bankruptcy lawyer before considering a short sale.

The Arizona Anti-Deficiency Statute: Can a mortgage lender sue you for a deficiency amount after a foreclosure?

April 30, 2015February 9, 2011 by Scott Hyder

The Arizona anti-deficiency statute is powerful protection for homebuyers with mortgage loans. But it may not apply in all situations. Consult with a competent Arizona real estate lawyer and Arizona bankruptcy lawyer to determine whether the anti-deficiency statute will protect you from being sued after a foreclosure.

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Derek Hales

5.0

2019-06-27T17:13:13-07:00

Derek Hales

Scott is fast to respond to email and always had answers any time I had a question. I was never worried about going down the wrong direction. With Scott's help we were able to get the help we needed.

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Scott is an attorney who cares

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Thank you so much Scott.

Fran

5.0

2019-07-02T22:57:11-07:00

Fran

Scott is an excellent attorney. We were very lucky to find an attorney who truly cares about doing the right thing for people. Excellent on follow up, very knowledgeable. He will be at your side for each step of your needs. I cant say enough about how he truly cares. You will be in excellent hands with no worries. Thank you so much Scott.

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Scott’s ethics are commendable

I sought Scott’s help in a fairly complex legal issue and he provided excellent legal advice and services. The motions he filed and the case law he cited demonstrated the depth of his legal expertise. More importantly, he was professional, yet caring which helped me thru the year plus long process. While some attorneys will run up your bill, Scott’s ethics in this matter were very commendable. I recommend Scott one hundred percent.

Gurupreet

5.0

2019-07-02T23:02:58-07:00

Gurupreet

I sought Scott’s help in a fairly complex legal issue and he provided excellent legal advice and services. The motions he filed and the case law he cited demonstrated the depth of his legal expertise. More importantly, he was professional, yet caring which helped me thru the year plus long process. While some attorneys will run up your bill, Scott’s ethics in this matter were very commendable. I recommend Scott one hundred percent.

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Scott is helpful with both personal and business issues

Scott is very smart. He does what is in his client's best interest. I appreciate that in a lawyer. He has always given me good advice and has been extremely helpful in both my personal and business issues.

Taylor

5.0

2019-07-02T23:05:12-07:00

Taylor

Scott is very smart. He does what is in his client's best interest. I appreciate that in a lawyer. He has always given me good advice and has been extremely helpful in both my personal and business issues.

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Scott is a trusted professional with attention to detail

Have employed the services of Scott on various occasions. Scott is a trusted professional with attention to detail and extremely knowledgeable in his field. He is always timely in his correspondence and very thorough in his work. Wise, dependable, friendly and intelligent- I know I can always count on his expertise and counsel when needed.

KCS

5.0

2019-07-02T23:07:13-07:00

KCS

Have employed the services of Scott on various occasions. Scott is a trusted professional with attention to detail and extremely knowledgeable in his field. He is always timely in his correspondence and very thorough in his work. Wise, dependable, friendly and intelligent- I know I can always count on his expertise and counsel when needed.

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Scott assisted us with the sale of our property to protect us from legal risks

I highly recommended Scott. He is very knowledgable, professional, and well rounded in the law. I have done business with Scott for several years and he has counseled my family and I in various areas over the years,. Just recently he assisted my wife and I with the sale of our home and property to help protect us from areas of concern from an ever changing market. Scott has also counseled us in business and family.

Keith

5.0

2019-07-02T23:10:59-07:00

Keith

I highly recommended Scott. He is very knowledgable, professional, and well rounded in the law. I have done business with Scott for several years and he has counseled my family and I in various areas over the years,. Just recently he assisted my wife and I with the sale of our home and property to help protect us from areas of concern from an ever changing market. Scott has also counseled us in business and family.

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Scott is extremely knowledgeable and compassionate

Scott was not only very professional but provided excellent advice during a difficult financial issue I was dealing with. He is extremely knowledgeable and compassionate as well. I highly recommend him for any legal issue you may have. Thank you Scott!

Debra

5.0

2019-07-03T19:12:39-07:00

Debra

Scott was not only very professional but provided excellent advice during a difficult financial issue I was dealing with. He is extremely knowledgeable and compassionate as well. I highly recommend him for any legal issue you may have. Thank you Scott!

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Highest recommendations

As I'm sure many clients are, I was very anxious and unsure of how to proceed with my legal situation. Scott Hyder was thoroughly professional, knowledgeable, and articulate. I truly appreciated the sincere care he showed in handling my situation. Highest recommendations!

Jennifer

5.0

2019-07-03T19:13:58-07:00

Jennifer

As I'm sure many clients are, I was very anxious and unsure of how to proceed with my legal situation. Scott Hyder was thoroughly professional, knowledgeable, and articulate. I truly appreciated the sincere care he showed in handling my situation. Highest recommendations!

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I would highly recommend Scott!

I used Scott too review some legal papers for my business and to do my will. Scott was very professional, very knowledgeable and got everything done in a timely manner. I would highly recommend Scott!

Russo Salon & Spa

5.0

2019-07-03T19:15:22-07:00

Russo Salon & Spa

I used Scott too review some legal papers for my business and to do my will. Scott was very professional, very knowledgeable and got everything done in a timely manner. I would highly recommend Scott!

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I would not hesitate to work with Scott in the future.

After the loss of a loved one, I decided that it was time to get my financial and legal affairs in order. Scott took the time to discuss several options and worked with me to determine the best solution for my estate. He was professional and provided excellent customer service. I highly recommend the Law Office of Scott W. Hyder and would not hesitate to work with Scott in the future.

Tracy

5.0

2019-07-03T19:16:39-07:00

Tracy

After the loss of a loved one, I decided that it was time to get my financial and legal affairs in order. Scott took the time to discuss several options and worked with me to determine the best solution for my estate. He was professional and provided excellent customer service. I highly recommend the Law Office of Scott W. Hyder and would not hesitate to work with Scott in the future.

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Scott is a rockstar!

Scott is a rockstar! Extremely helpful, quick and pays attention to the details I didn't even think of. Very Highly recommended!

Jason

5.0

2019-07-03T19:17:26-07:00

Jason

Scott is a rockstar! Extremely helpful, quick and pays attention to the details I didn't even think of. Very Highly recommended!

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